Business

Phil Spencer claimed first-time buyers tended to be so focused on getting together a mortgage deposit they forgot to factor in other costs associated with getting on the property ladder.Spencer, co-presenter of Channel 4's Location Location Location with Kirstie Allsopp, warned buyers these extra costs could add up to another £5,000.In his newly-launched YouTube channel First Home Focus, the property expert shares his top tips for first-time buyers, including how to get a mortgage and how to negotiate the best deal on the home you want.In one of the latest episodes, Spencer warns next year's Stamp Duty changes could catch out many first-time buyers.He said: "Many first-time buyers are unaware of Stamp Duty costs before they apply for a mortgage - I've seen it happen so many times."At p...

If there's an art to lying, the PM hasn't bothered to master it. He lies and lies again, and there's no art in it at all. He just says whatever suits him at the time.I've been running through the PM Keir Starmer's broken promises, u-turns and pledges, and it's exhausting. If I tried listing them all here I'd quickly run out of space.He started by lying to his own party, winning support for the Labour leadership with 10 key pledges that included abolishing student tuition fees and the two-child benefit cap, and nationalising public services. All quickly dropped.Having secured the support of the Corbynite left he stepped up his efforts by lying to the rest of us to win this year's general election.Starmer led us to believe that Labour would retain the Winter Fuel Payment, and said nothing...

State pensioners are being urged not to miss a key deadline if they wish to claim £300.The winter fuel payment is worth £200 if you were born between 23 September 1944 and 22 September 1958, or £300 if you were born before 23 September 1944.In order to make sure you get this year's payment, you will need to submit an online application for Pension Credit by 11.59pm today (December 21).Pension Credit means you are eligible for other benefits as well as the winter fuel payment. These include a reduction or exemption from Council Tax, a free TV licence if you are over 75, and also help with NHS costs.It is estimated over 750,000 eligible pensioners have failed to claim Pension Credit and are now being urged to do so. The Government has faced an ongoing backlash for restricting previously u...

The Department for Work and Pensions (DWP) has launched a new scheme to fast-track treatment for people with musculoskeletal (MSK) conditions, targeting areas with the longest waiting times. This initiative is part of the Government's 'Get Britain Working' white paper.DWP figures reveal that over 1.1 million individuals in England and Wales were receiving up to £737.20 a month through Personal Independence Payments (PIP) for MSK conditions as of October's end. To tackle economic inactivity, where people are not working or job-hunting, 17 Integrated Care Boards (ICBs) in England will share £3.5 million to improve MSK services.However, this boost does not extend to Scotland. The funding will provide up to £300,000 per area in England and Wales to address one of the main reasons for econom...

A "frostjacking" alert has been issued for drivers as they attempt to de-ice their cars this weekend.An insurance expert has warned that people who leave the keys in the ignition as they run their heaters to clear the ice from the front and wind screens could lose their cover.And, in extreme cases, these same drivers could find themselves at risk of being fined for running their engines if they pop inside rather than sitting at the wheel.Insurance experts at Tempcover say frostjacking targets unsuspecting motorists warming up their cars, "making a common winter routine a potential safety and insurance nightmare".The firm's Claire Wills-Mckissick said: “Many drivers faced with an icy windscreen might feel it’s more convenient to start their engines and leave their cars running while they...

Privation de ressources, interdiction de travailler, contrôle des dépenses : 23 % des femmes ayant contacté le 3919 en 2023 déclarent être victimes de violences économiques. « Contrairement à une idée reçue, les violences conjugales ne sont pas uniquement physiques », rappelle Mine Günbay, la directrice générale de la Fédération nationale solidarité femmes, gérant la ligne d’écoute des victimes 3919. Les violences économiques regroupent une variété de situations pouvant aller jusqu’à la perte d’autonomie financière. « Le sujet est longtemps resté l’angle mort des violences conjugales, il était perçu comme banal, alors que c’est souvent la porte d’entrée à d’autres formes d’agressions », explique Raphaèle Leroy, directrice de l’engagement de la banque commerciale e...

Teamsters General President Sean O'Brien calls on Amazon to provide better pay for its union members and 'negotiate' just days before a busy holiday rush. Amazon workers at a warehouse on Staten Island in New York will join thousands of disgruntled workers as the strike against the retail giant entered its second day Friday. The Teamsters said in a release "momentum continues to mount" as workers seek "fair treatment" from the online retailer."The Amazon Teamsters movement grows bigger and stronger every day and will not be stopped," the International Brotherhood of Teamsters said in a statement posted on social media. TEAMSTERS UNION LAUNCHES HISTORIC NATIONWIDE STRIKE AGAINST AMAZON: ‘PAYING THE PRICE’ The JFK8 warehouse in Staten Island joined thousands of Amazon workers to prot...

Check out what's clicking on FoxBusiness.com. Party City is permanently shutting down. CEO Barry Litwin said it was "necessary to commence a wind down process immediately" for the party supplies retailer, CNN reported Friday, citing comments from a Party City conference call with its corporate workers. While speaking Friday with Party City staff, Litwin reportedly said Party City’s "very best efforts have not been enough to overcome" the issues it has been facing and that the company has "done everything possible that we could to try to avoid this outcome." A "Halloween Costumes" sign is displayed in the window of a Party City store in Richmond, California, on Sept. 22, 2020. (Getty Images)Party City corporate employees will lose their jobs after Friday, according to the outle...

Former Valkyrie CIO and co-founder Steven McClurg unpacks the impact of the Trump administration on cryptocurrency on 'The Claman Countdown.' The group behind the meme coin named after viral "Hawk Tuah Girl" Hailey Welch has been hit with a lawsuit from investors after the $HAWK coin crashed within hours of its launch. The complaint filed in New York on Thursday accuses Tuah The Moon Foundation; overHere Ltd and founder Clinton So; and influencer Alex Larson Schulz, known as "Doc Hollywood," of illegally selling and promoting the coin, which was allegedly not a registered security, according to The New York Post.BITCOIN HITS $100,000 FOR THE FIRST TIME EVER Representation of cryptocurrencies are seen in this illustration photo taken in Krakow, Poland, on Nov. 14, 2022. (Jakub ...

Crossmark Global Investments CEO and CIO Bob Doll joins ‘The Claman Countdown’ to explain how he thinks the incoming Trump administration will affect the market. -Stocks wrap up a volatile week ahead of the Christmas holiday  -The Federal Reserve delivers ho-hum holiday rate cut -President-elect lands big whale of an investment for the U.S. -Crypto elite plow big bucks into Trump's inauguration  -UnitedHealthcare CEO killer Luigi Mangione extradited to New York City -Teamsters target Amazon with strike in seven states -Starbucks CEO, four months into his job, makes bold move for employees-To get Social Security's full benefits you'll be working longer -Party retailer calls it quits -Fox Business' beloved Neil Cavuto signs off STOCKS SWING: Stocks closed higher on Friday but still r...